Realtors & Homeowners – Get a First Line of Defense with a Held Harmless Membership Shield
February 2, 2010
A Held Harmless Membership Shield is a product that everyone needs to sit up and 
take notice of and it’s probably the best $50 (Individuals) or $100 (Businesses) that you will spend this year. We bought shields for ourselves and our businesses for 2010 and have gained peace of mind as a result.
So what does Held Harmless do? As their website says, “HELD HARMLESS lawfully shields you, your family and your business from insurance claims, lawsuits or other similar actions and prevents you from having to file them, face them or financially defend them”.
Now that is a great idea! …especially with the escalating cost of insurance rates continually increasing year after year, along with the dreaded fear of getting sued or perhaps having an insurance claim filed, so leave it to someone to come up with a clever, compelling product, and a cost effective solution that everyone should consider buying, especially us Real Estate Agents, Home Owners and clients, either looking to buy Real Estate or list their homes for sale.
Consider for a moment the impact that this product can have when you think of the thousands of dollars we all spend on insurance policies, claims, having to pay insurance deductibles or perhaps having to retain an Attorney to defend us individually or our business from a lawsuit, and our assets still aren’t protected.
So what problem is Held Harmless specifically solving?
A Held Harmless membership & shield prevents and protects us, as individuals as well as our businesses, from insurance claims and lawsuits before they happen, not afterwards. We can shield our homes, family, business and assets from legal or financial disaster, as well as from frivolous lawsuits and for a lot cheaper than a typical insurance policy quote.
So how does Held Harmless do it?
“HELD HARMLESS’ strength comes from the ability to “prevent and shield” by publishing a national “legal warning” and “caution” known as National Legal Public Notice. This lawful practice of putting someone on notice by publication is legally known as “constructive notice”.
As their website states: “State and federal laws require you to clearly post, display, publish or disseminate your constructive notices to be considered “held harmless” from legal claims. These notices must (by law) be physically served, clearly visible, or properly published to be enforceable in a court of law.
It is for these reasons that HELD HARMLESS combines our product into a “membership” format. “Legal Notice by Publication” (constructive notice) requires that the general public has free access and abundant knowledge of a legal notice to be binding and acceptable as a lawful defense.
As a result, each and every Individual or Business Membership to HELD HARMLESS represents the lawful dissemination, publication, broadcast, distribution and delivery of your legal notices to the National General Public (each and every person – 24 hours a day and 7 days a week) which keeps you or your business “held harmless” from losses, injuries or damages sustained by others.
So how do you get a Held Harmless Membership and Shield as a First Line of Defense?
That’s exactly what we said ourselves when we first heard about their product!
Just visit www.HeldHarmless.com to learn more. It’s that easy.
Tell them Gia & Grant sent you 
Proud members of HeldHarmless.com, Real Estate Brokers with GoListing.com, Inc, and founder of www.RealSeekr.com
GoListing.com, Inc is a Licensed Real Estate Brokerage serving Real Estate Buyers & Sellers in Boca Raton, Highland Beach, Delray Beach, Hillsboro Mile, Boynton Beach and more.
Disclaimer: For legal advice pertaining to any specific legal matter of any kind, please consult an attorney
Do you know if this would replace your usual broker-required E&O insurance?
I'll have to go to their website and check it out.
Ralph...that is an excellent question. I would bet that you will have to have some form of "official" statement from your state board with regards to the E&O requirements. But, it is worth looking in to...
I have book marked your blog and will go to the web site. This is important information and is one of the many reasons I log into activerain daily
Charlie -- Awesome! Thank you very much for reading!
well, I tried their online chat function, but that sort of crashed and burned. Nobody home......
Clint, this is interesting, we will check it out! Thanks for sharing with your AR friends.
Ralph...I can put you in touch with someone that might be able to help. Contact Gia (the author of the post) directly at giabfree@gmail.com. Hopefully, she can answer your questions, my friend.
Betty and John -- Please do! I hope it helps you out!
Hi Ralph,
This is Gina with HELD HARMLESS. I chatted-back with you but lost you. Then I tracked your view down and found you "here".
To answer your question, HELD HARMLESS does not replace insurance. It is a product that either: (a.) prevents you from having to use your existing policy (eliminating deductible fees, rate increases, etc.) OR (b.) it is the only alternative to not being able to afford insurance.
There are other many benefits to HELD HARMLESS of which are posted on the website.
Also, we will be posting actual cases which prove and show how HELD HARMLESS performs in a Court of Law. Look forward to seeing that soon.
Kindest regards,
HELD HARMLESS
Gina Landrey, Customer Service
Gina -- Thank you so much for posting this answer in the public comment forum!! Very much appreciated!
NOTE OF THANKS: Thank you Grant and Gia at RealSeekR.com and GoListing.com for helping us maintain strong customer service....
HELD HARMLESS
Gina Landrey
On a personal note....Held Harmless just got bonus points for using social media as well as they just did.
Interesting, Clint. Looked at the website, but still a little confused as to what it's actually preventing and not. But maybe it's just the concept of 'preventing' that's taking me a bit to wrap my head around :)
Roger -- The idea is pretty cool...Im looking at it from more of a home-owner than an agent. My advice would be to contact Gina that left a comment on here and ask her directly. Perhaps she will come back and explain further for us...
Gina left her email address on her comments above - gina @ HeldHarmless.com :D
Greetings once again and thank you Gia and Grant for letting us know that there are questions to be addressed by members of this blog - we are happy to assist you.
If the website (www.HeldHarmless.com) does not answer all of your questions, please feel free to "Chat Online" with one of our representatives or, if it is mutually helpful, to communicate through this blog. This may help answer many peoples questions.
Finally, I am sending a copy of these communications to our Trustee, Mr. Anthony Baratta, who will gladly take your call at (877) 491 - 3011.
I hope this helps. Have a HARMLESS Day!
HELD HARMLESS
Gina Landrey, Customer Support
Thanks, Clint- checking it out!
Gia -- I just caught that was her email. LOL...
Gina -- Thank you again!! That helps a ton!
Diane -- Sweet. Let me know what you think.
COMMUNICATION NOTE: On a recent "Online Chat" wehave been asked for a personal/direct email address. My apologies, we do not have personal email addresses. This prevents unlogged or unanswered emails in our absence. The email address for Non-Member Customer Service is information @HeldHarmless.com.
Thank you once again.
HELD HARMLESS
Gina Landrey, Customer Service
Gina -- Again, thank you for your information and continued assistance on this post. I appreciate it very much!
Hmmm. Interesting information Clint. I think I've spent too much time working in law firms. ;-)
Susie -- Yeah, my wife thinks the same thing. :-)
Clint~ I have never heard of this before. I will absolutely check out their website. Thank you for the information.
Always interested in checking out the possibilities. Thanks for the heads up.
Dawn -- I hadnt either...thus the reason for the post. :-)
Terry and Bonnie -- Youre welcome!